Terms of Service

This is the most important section here. Hety estimates what public companies might be worth using published filings, and generates written analysis using AI. It does none of the following:

• It does not tell you what to buy or sell.
• It is not personalised to your finances, goals, tax position or risk tolerance, and cannot be.
• It is not a broker, adviser, or a regulated financial services firm.

Words like “undervalued”, “Buy”, “Hold” and “Sell” in the product are the output of a published formula applied to public accounts. They are a starting point for your own research, not a recommendation to you. Every investment decision you make is yours. Investing carries risk, including losing money, and past results do not predict future ones. If you need advice, speak to someone licensed to give it in your country.

Parts of Hety are written by AI models, including 10-K summaries, draft investment theses, management-integrity commentary and the chat assistant. This output is not checked by a human before you see it and can be incomplete or wrong. Treat it as a prompt to go and read the filing, not as a finding of fact. Which providers process your input is set out in our Privacy Policy.

Data comes from third-party providers and public filings. We do not guarantee it is accurate, complete or current.

Keep your login details to yourself; you are responsible for what happens under your account. One account is for one person — please do not share it or resell access. Tell us at info@hety.io if you think someone else is using it.

The trial runs for 7 days and does not require a card. Because we do not hold a payment method during the trial, it cannot roll into a paid subscription and you cannot be charged automatically when it ends. When the trial finishes, paid features simply stop until you choose a plan. You will never be billed without picking a plan yourself.

Paid plans are $29 per month or $250 per year, charged through Stripe when you subscribe and renewing automatically at the start of each period until you cancel. We will tell you by email before any price change takes effect, and you can cancel before it does.

Cancelling takes no more steps than signing up did. It is a button in Settings → Billing, it works immediately, and specifically:

• You do not have to give a reason. If we ask, answering is optional.
• You do not have to email us, call us, chat to anyone, or wait for us to action it.
• You keep full access until the end of the period you have already paid for, and are not charged again.

If cancellation ever fails, email info@hety.io and we will cancel it for you and refund anything billed after you tried.

If Hety was not what you expected, email us within 14 days of a charge and we will refund that payment. If we bill you in error, or after you cancelled, we refund it in full regardless of when you notice.

Please do not scrape or bulk-extract the data, attempt to break the security or access other people's accounts, resell or redistribute the output as your own product, or use Hety to break the law or to mislead others about its output.

The software, design, valuation methodology and written material are ours. Investment theses you write remain yours; you grant us only the permission needed to store and display them back to you.

You may stop using Hety and delete your account at any time in Settings. We may suspend an account that breaches these terms or is being used to harm the service or other users, and where we can, we will tell you why first.

Hety is provided as-is, without warranty that it will be uninterrupted or error-free. To the extent the law allows, we are not liable for investment losses, lost profits, or decisions taken using the product, and our total liability is limited to what you paid us in the previous 12 months. Nothing here limits liability that cannot legally be limited.

We may update these terms; the date above changes with them, and we will email account holders about significant changes. These terms are governed by the laws of India, and nothing in them removes consumer rights you have where you live.

info@hety.io